Academy Of Medical Training Inc. Students are now Required to Have Professional Liability Insurance.

It is a one-time fee of $43

Coverage Features

Professional liability insurance for students We’re with you every step of the way.
You’re learning the skills you’ll need to launch a career caring for others. While you’re preparing for your future, we’re here to help you secure it. Even students may be vulnerable to the risks of a malpractice lawsuit. HPSO offers professional liability insurance policies that help provide the coverage you need to set yourself up for success.

Plus, the following features are included in the policy at no extra cost:

  • Defendant Expense Benefit 
    Your policy through HPSO will reimburse you up to $1,000/day or $25,000 annual aggregate for lost wages and other covered expenses incurred when you are required to attend a trial, hearing, or proceeding as a defendant in a covered claim.
  • Assault Coverage 
    If you become the victim of an assault, either at or while commuting to or from your workplace, this coverage provides reimbursement up to $25,000 annual aggregate, for your covered medical expenses or damage to your personal property. (This coverage is not available in Texas).
  • Medical Payments 
    Up to $25,000 per person/$100,000 annual aggregate for reimbursement of necessary medical expenses incurred by others injured at your residence or business premises as a result of a covered incident, other than a medical incident.
  • Personal Injury 
    Coverage for charges of privacy violation, slander, libel, and other alleged personal injuries committed while carrying out your professional services.
  • First Aid 
    This coverage reimburses you up to $10,000 annual aggregate for expenses you incur in rendering first aid to others.
  • Damage to Property of Others 
    Payment up to $10,000 annual aggregate for unintentional damage you cause to someone else’s property while at your residence or your workplace.
  • Sexual Misconduct
    Coverage is provided up to $25,000 annual aggregate, as a sublimit of professional liability, for amounts that you are legally obligated to pay as a result of covered claims involving acts of sexual misconduct related to professional services, provided that there is no determination of liability. There is no coverage for criminal acts, including consensual sexual activity. (This coverage is not available in New York.)
  • Media Expenses 
    Coverage is provided up to $25,000 annual aggregate for certain fees, such as third party legal or public relations consultants, to address adverse publicity or media attention, including preparation of statements, press releases, and interviews arising from your professional services. (Coverage is not available in all states.)
  • Deposition Representation
    If you receive a subpoena for documents or testimony arising out of professional services related to a lawsuit in which you are not named, the HPSO policy includes deposition representation.  Your coverage through HPSO will pay for attorney’s fees charged by an attorney designated by the insurer to prepare you for a deposition.
  • Information Privacy (HIPAA) Fines and Penalties
    The HIPAA provision reimburses you up to $25,000 aggregate to notify patients of a breach of confidential personal information in violation of privacy protection laws.  It also covers HIPAA fines and penalties that you become legally obligated to pay as a result of a covered proceeding. (Fines and penalties not available in New York.)
  • Defense Costs
    Your individual professional liability coverage pays defense costs for covered claims, irrespective of whether a favorable result is achieved. This coverage includes the cost of investigating claims.  Defense costs are provided in addition to your liability limits.
  • Professional Liability
    Provides coverage for amounts up to $1,000,000 each claim / $3,000,000 annual aggregate that you become legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident.