Professional Liability Coverage

Professional Liability Coverage

Academy Of Medical Training Inc. Students are now Required to Have Professional Liability Insurance.

It is a one time fee of $38

Coverage Features

HPSO can provide your school with the coverage it needs to ensure a healthy future in the face of potential lawsuits. Whether your academic program is large or small, you’ll find these features to meet your needs:

Professional Liability Insurance
Your school and its allied healthcare programs, students, and the faculty who instruct and supervise them are covered with limits of liability up to $1 million per occurrence and up to $5 million annual aggregate for the duration of the policy. Higher limits of up to $2 million per occurrence, up to $5 million annual aggregate are available as well.

Plus, the following features are included in the policy at no extra cost:

  • Expert Legal Representation¬†
    Costs which result from the investigation and defense of a claim are covered in addition to the limits of liability, whether your case is won or lost.
  • School Grievance/Disciplinary Hearing¬†
    Reimbursement of up to $1,000 per incident, up to $10,000 annual aggregate, for covered expenses for an appearance before a school grievance committee or Academic Disciplinary Board.

 

  • Defendant Expense Benefit¬†
    Reimbursement of up to $10,000 annual aggregate for lost wages and expenses incurred for the insured to appear in court to defend themselves against a covered malpractice claim.

 

  • Assault Coverage
    If one of your insureds is the victim of assault in clinicals, while commuting to and from clinicals, or during clinical-related travel, this plan covers up to $1,000 per incident, up to $25,000 annual aggregate. (Not available in Texas).

 

  • Medical Payments
    Up to $100,000 aggregate, up to $2,000 per person.

 

  • Damage to Property of Others
    Provides benefits up $10,000 annual aggregate, up to $250 per incident for any damage to the property of others caused by one of your insureds, for which you are responsible.

 

  • Deposition Representation
    Up to $5,000 aggregate, up to $1,000 per deposition.

 

  • First Aid Expenses
    Up to $25,000 aggregate, up to $500 per incident.